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NEW QUESTION # 27
An organization has implemented a change-detection mechanism on their systems. How often must critical file comparisons be performed?
- A. Only after a valid change is installed
- B. At least weekly
- C. Periodically as defined by the entity
- D. At least monthly
Answer: C
Explanation:
Explanation
critical file comparisons must be performed periodically as defined by the entity, which means they should be done at least once every 30 days or more frequently if needed. This is one of the requirements for ensuring that critical file comparisons are done regularly.
NEW QUESTION # 28
If segmentation is being used to reduce the scope of a PCI DSS assessment the assessor will?
- A. Verify the controls used for segmentation are configured properly and functioning as intended
- B. Verify that approved devices and applications are used for the segmentation controls
- C. Verify the segmentation controls allow only necessary traffic into the cardholder data environment.
- D. Verify the payment card brands have approved the segmentation
Answer: C
Explanation:
Explanation
According to requirement 3.1.2, if segmentation is being used to reduce the scope of a PCI DSS assessment, the assessor will verify that the segmentation controls allow only necessary traffic into the cardholder data environment, which means they should not allow any traffic until additional rules are defined. This is one of the requirements for ensuring that network firewalls are not exposed to unnecessary or unwanted traffic.
NEW QUESTION # 29
According torequirement 1,what is the purpose of "Network Security Controls?
- A. Discover vulnerabilities and rank them
- B. Manage anti-malware throughout the CDE.
- C. Encrypt PAN when stored
- D. Control network traffic between two or more logical or physical network segments.
Answer: D
Explanation:
Explanation
According to requirement 1, network security controls are intended to control network traffic between two or more logical or physical network segments, which means they should prevent unauthorized access, modification, or disclosure of cardholder data or transactions over the network. This is one of the requirements for ensuring that network security controls are implemented and maintained in accordance with PCI DSS.
NEW QUESTION # 30
Which of the following statements is true whenever a cryptographic key is retired and replaced with a new key?
- A. All data encrypted under the retired key must be securely destroyed
- B. The retired key must not be used for encryption operations
- C. A new key custodian must be assigned
- D. Cryptographic key components from the retired key must be retained for 3 months before disposal
Answer: A
Explanation:
Explanation
According to requirement 4, when a cryptographic key is retired and replaced with a new key, all data encrypted under the retired key must be securely destroyed, which means it should be overwritten with random data or deleted from the storage device. This is one of the requirements for ensuring that data encryption keys are not reused or compromised.
NEW QUESTION # 31
Which of the following is a requirement for multi-tenant service providers?
- A. Provide customers with access to the hosting provider s system configuration files.
- B. Provide customers with a shared user ID for access to critical system binaries
- C. Ensure that customers cannot access another entity s cardholder data environment
- D. Ensure that a customer's log files are available to all hosted entities
Answer: C
Explanation:
Explanation
According to requirement 3.1.2, multi-tenant service providers must ensure that customers cannot access another entity's cardholder data environment, which means they should isolate each customer's cardholder data from other customers' cardholder data and prevent unauthorized access or disclosure. This is one of the requirements for ensuring that multi-tenant service providers protect each customer's cardholder data.
NEW QUESTION # 32
An internal NTP server that provides lime services to the Cardholder Data Environment is?
- A. Only m scope if it stores processes or transmits cardholder data
- B. In scope for PCI DSS
- C. Only in scope if it provides time services to database servers.
- D. Not in scope for PCI DSS
Answer: B
Explanation:
Explanation
According to the PCI DSS v3.2.1 Quick Reference Guide1, an internal NTP server that provides time services to the cardholder data environment is in scope for PCI DSS if it stores processes or transmits cardholder data, regardless of whether it provides authentication services to systems in the DMZ or not. This is one of the requirements for preventing unauthorized access to cardholder data using time services.
NEW QUESTION # 33
Which systems must have anti-malware solutions'
- A. All CDE systems, connected systems. NSCs. and security-providing systems
- B. All portable electronic storage
- C. Any in-scope system except for those identified as not at risk from malware
- D. All systems that store PAN
Answer: C
Explanation:
Explanation
According to the PCI DSS v3.2.1 Quick Reference Guide1, any in-scope system except for those identified as not at risk from malware must have anti-malware solutions installed and configured according to best practices. This is one of the requirements for preventing malware infections that could compromise cardholder data.
NEW QUESTION # 34
At which step in the payment transaction process does the merchants bank pay the merchant for the purchase and the cardholder s bank bill the cardholder?
- A. Chargeback
- B. Clearing
- C. Settlement
- D. Authorization
Answer: C
Explanation:
Explanation
According to the PCI DSS v3.2.1 Quick Reference Guide1, settlement occurs when a merchant receives payment from a card issuer for a completed transaction and delivers goods or services to a customer or another party as agreed upon in advance by both parties, subject to any conditions imposed by either party upon delivery or payment, including but not limited to acceptance, rejection, return, exchange, refund, cancellation, modification, suspension, termination or revocation by either party upon delivery or payment; or any other conditions imposed by either party upon delivery or payment; or any other conditions imposed by either party upon delivery or payment; or any other conditions imposed by either party upon delivery or payment;
NEW QUESTION # 35
A "Partial Assessment is a new assessment result What is a 'Partial Assessment'?
- A. A ROC that has been completed after using an SAQ to determine which requirements should be tested.
As per FAQ 1331. (As long as the entity meets the SAQs eligibility criteria) - B. An assessment with at least one requirement marked as Not Tested*
- C. A term used by payment brands and acquirers to describe entities that have multiple payment channels with each channel having its own assessment
- D. An interim result before the final ROC has been completed
Answer: B
Explanation:
Explanation
According to requirement 3.1.2, an assessment with at least one requirement marked as Not Tested is considered a partial assessment, which means it does not meet all the requirements and controls defined in Appendix E of the PCI DSS v3.2.1 Quick Reference Guide1. This is one of the requirements for ensuring that assessments are conducted in accordance with PCI DSS.
NEW QUESTION # 36
H an entity shares cardholder data with a TPSP, what activity is the entity required to perform'?
- A. The entity must test the TPSP's incident response plan at least quarterly
- B. The entity must monitor the TPSP's PCI DSS compliance status at least annually
- C. The entity must conduct ASV scans on the TPSP's systems at least annually
- D. The entity must perform a risk assessment of the TPSP's environment at least quarterly.
Answer: B
Explanation:
Explanation
According to requirement 4, an entity must monitor its TPSP's PCI DSS compliance status at least annually, which means it should review its TPSP's policies and procedures for protecting cardholder data and transactions against fraud and other threats at least once a year. This is one of the requirements for ensuring that an entity monitors its TPSP's PCI DSS compliance status regularly.
NEW QUESTION # 37
Which statement is true regarding the PCI DSS Report on Compliance (ROC)?
- A. The ROC Reporting Template and instructions provided by PCI SSC should be used for all ROCs.
- B. The assessor must create their own ROC template for each assessment report
- C. The ROC Reporting Template provided by PCI SSC is only required for service provider assessments
- D. The assessor may use either their own template or the ROC Reporting Template provided by PCI SSC
Answer: A
Explanation:
Explanation
According to the PCI DSS v3.2.1 Quick Reference Guide1, the assessor may use either their own template or the ROC Reporting Template provided by PCI SSC. This is one of the requirements for ensuring consistency and accuracy in ROCs.
NEW QUESTION # 38
An LDAP server providing authentication services to the cardholder data environment is
- A. in scope only if it stores processes or transmits cardholder data
- B. not in scope for PCI DSS
- C. in scope for PCI DSS.
- D. in scope only if it provides authentication services to systems in the DMZ
Answer: A
Explanation:
Explanation
According to the PCI DSS v3.2.1 Quick Reference Guide1, an LDAP server providing authentication services to the cardholder data environment is in scope only if it provides authentication services to systems in the DMZ. This is one of the requirements for preventing unauthorized access to cardholder data.
NEW QUESTION # 39
What must the assessor verify when testing that PAN is protected whenever it is sent over the Internet?
- A. The security protocol is configured to accept all digital certificates
- B. The PAN is encrypted with strong cryptography
- C. The security protocol is configured to support earlier versions
- D. The PAN is securely deleted once the transmission has been sent
Answer: B
Explanation:
Explanation
when PAN is sent over the Internet, PAN must be encrypted with strong cryptography, which means it should use encryption techniques such as WEP, WPA, WPA2, or TLS/SSL to prevent unauthorized access or interception. This is one of the requirements for ensuring that PAN is protected from unauthorized access or interception.
NEW QUESTION # 40
Which of the following is an example of multi-factor authentication?
- A. A user fingerprint and a user thumbprint
- B. A user password and a PIN-activated smart card
- C. A user passphrase and an application level password.
- D. A token that must be presented twice during the login process
Answer: B
Explanation:
Explanation
According to the PCI DSS v3.2.1 Quick Reference Guide1, a user password and a PIN-activated smart card is an example of multi-factor authentication. This is one of the requirements for preventing unauthorized access to cardholder data using digital certificates.
NEW QUESTION # 41
What process is requited by PCI DSS (or protecting card-reading devices at the point-of-sale?
- A. Devices are periodically inspected to detect unauthorized card stammers.
- B. The serial number of each device is periodically verified with the device manufacturer
- C. Devices are physically destroyed if there is suspicion of compromise
- D. Device identifiers and security labels are periodically replaced
Answer: A
Explanation:
Explanation
According to the PCI DSS v3.2.1 Quick Reference Guide1, devices are periodically inspected to detect unauthorized card stammers using physical inspection or other methods such as software-based tools or network-based tools (such as firewalls). This is one of the requirements for preventing card skimming attacks that could compromise cardholder data.
NEW QUESTION # 42
A network firewall has been configured with the latest vendor security patches What additional configuration is needed to harden the firewall?
- A. Synchronize the firewall rules with the other firewalls m the environment
- B. Configure the firewall to permit all traffic until additional rules are defined
- C. Disable any firewall functions that are not needed in production
- D. Remove the default 'Firewall Administrator account and create a shared account for firewall administrators to use.
Answer: A
Explanation:
Explanation
According to requirement 3.1.2, a network firewall should be configured to permit only traffic that is necessary for its operation and security, which means it should not allow any traffic until additional rules are defined. This is one of the requirements for ensuring that network firewalls are not exposed to unnecessary or unwanted traffic.
NEW QUESTION # 43
Which scenario meets PCI DSS requirements for critical systems to have correct and consistent time?
- A. Each internal system peersdirectorywith an external source to ensure accuracy of time updates
- B. Access to time configuration settings is available to all users of the system.
- C. Each internal system is configured to be its own time server.
- D. Central time servers receive time signals from specific, approved external sources
Answer: D
Explanation:
Explanation
critical systems must have correct and consistent time, which means they should use a reliable time source and synchronize their clocks with other systems. This is one of the requirements for ensuring that critical systems have accurate time.
NEW QUESTION # 44
Which of the following file types must be monitored by a change-detection mechanism (for example, a file-integrity monitoring tool)?
- A. Security policy and procedure documents
- B. Application vendor manuals
- C. Files that regularly change
- D. System configuration and parameter files
Answer: D
Explanation:
Explanation
According to the PCI DSS v3.2.1 Quick Reference Guide1, system configuration and parameter files must be monitored by a change-detection mechanism (for example, a file-integrity monitoring tool). This is one of the requirements for ensuring that changes to system configuration and parameter files are detected and verified.
NEW QUESTION # 45
Which of the following describes "stateful responses' to communication initiated by a trusted network?
- A. A current baseline of application configurations is maintained and any mis-configuration is responded to promptly
- B. Logs of user activity on the firewall are correlated to identify and respond to suspicious behavior
- C. Administrative access to respond to requests to change the firewall is limited to one individual at a time
- D. Active network connections are tracked so that invalid response' traffic can be identified.
Answer: D
Explanation:
Explanation
According to the PCI DSS v3.2.1 Quick Reference Guide1, active network connections are tracked so that invalid response traffic can be identified. This is one of the requirements for preventing replay attacks and ensuring secure communication.
NEW QUESTION # 46
Which of the following is true regarding internal vulnerability scans?
- A. They must be performed by an Approved Scanning Vendor (ASV)
- B. They must be performed after a significant change
- C. They must be performed by QSA personnel
- D. They must be performed at least annually
Answer: B
Explanation:
Explanation
According to the PCI DSS v3.2.1 Quick Reference Guide1, internal vulnerability scans must be performed after a significant change in any component or configuration that affects cardholder data or payment processing systems. This is one of the requirements for identifying and mitigating vulnerabilities that could compromise cardholder data.
NEW QUESTION # 47
An organization wishes to implement multi-factor authentication for remote access, using the user's individual password and a digital certificate. Which of the following scenarios would meet PCI DSS requirements for multi-factor authentication?
- A. A different certificate is assigned to each individual user account, and certificates are not shared
- B. Change control processes are in place to ensue certificates are changed every 90 days
- C. Certificates are logged so they can be retrieved when the employee leaves the company
- D. Certificates are assigned only to administrative groups and not to regular users
Answer: A
Explanation:
Explanation
According to the PCI DSS v3.2.1 Quick Reference Guide1, a different certificate is assigned to each individual user account, and certificates are not shared. This is one of the requirements for preventing unauthorized access to cardholder data using digital certificates.
NEW QUESTION # 48
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