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Ohio Department of Insurance OH-Life-Agent-Series-11-44 Exam Syllabus Topics:

Ohio Department of Insurance OHIO Life Insurance Agent Series 11-44 Sample Questions:

1. To receive proceeds from a death benefit, a minor

A) must have an appointed guardian.
B) must be related to the insured.
C) must be at least 16 years old.
D) can only be named as a contingent beneficiary.

2. Extended term Insurance can be selected under which whole life policy provision?

A) settlement
B) nonforfeiture
C) cash value
D) interest-only

3. Risks are generally NOT Insurable if

A) the loss is expected.
B) there are many individuals who may also experience a similar loss.
C) the policyholder has a policy from another insurer.
D) deductibles would be required.

4. A policyowner may choose to have his/her life insurance policy dividends do all of the following EXCEPT

A) be paid to the policyowner in cash.
B) accumulate without interest.
C) reduce the policy premium.
D) purchase additional insurance protection.

5. In Ohio, an agent must be appointed by the Insurer within how many days from the date the agency contract Is
executed, or the first Insurance application Is submitted?

A) 20
B) 15
C) 30
D) 10

Solutions: